Through financial planning, we determine a targeted rate of return for our clients’ investments that will fund their goals. By acting as a fiduciary, we use this information to deliver the unbiased, thoughtful investment advice our clients expect.
We use modern portfolio theory, which is a mathematical approach to portfolio construction. We introduce clients to terms like Alpha, Beta, standard deviation, benchmarks, ETF’s and risk tolerance. We discuss investing for growth and/or investing for income.
We show clients our recommendations that are tailored to their financial plan.
We have been helping clients with their investments for 30 years. During that timeframe we have had a tech bubble, a housing debacle, and a global pandemic. We have seen falling interest rates and rising interest rates. Through all of those historical events, we have had an answer to keep our clients on track to meet their goals.
The key is communication.
Every 90 days, we provide our clients with our quarterly market update. This is a virtual webinar with an update on market conditions, what we see, and our interpretation of the quarter’s data.
We speak with our clients regularly, checking on them, and asking if anything has changed. We discuss our outlook and recommend any adjustments that we think are appropriate based upon the markets current condition.
Our clients have worked hard for their wealth, and we want their money working hard for them.