Divorce can be one of the most stressful life events you will ever experience. You shouldn’t have to make decisions that will affect the rest of your life without the help of a divorce financial professional. We specialize in helping people facing divorce make financial decisions with confidence.
Our clients are accomplished individuals – including professionals and business owners who have worked hard to create significant assets. If you’re like them, you’ll want to secure your financial future by preserving your assets and income during the divorce process.
We understand that divorce is difficult and navigating these troubled waters without knowledgeable advice can be overwhelming. You may be afraid to make a costly mistake, or you may not understand the merits of one settlement proposal over another.
You need a divorce attorney – but you also need a financial advisor who is a Certified Divorce Financial Analyst® who can help you find answers to your financial questions. Attorneys know the law; we understand the money.
Working with a Certified Divorce Financial Analyst® (CDFA®) offers you knowledge and experience. Much like an attorney is well-versed in the law or a mediator has experience in finding common ground on issues of contention, a CDFA® brings a wealth of knowledge specific to the financial implications of a divorce. Working with a CDFA® can provide you with a deeper understanding of your current finances as well as help to simplify complex valuations and divisions of assets. By collecting financial data and analyzing a variety of scenarios, a CDFA® provides a clearer financial outcome so that you are more informed when deciding whether or not to accept a settlement offer.
A Certified Divorce Financial Analyst® gathers financial data and brings the methodology of financial planning directly into the divorce process. A CDFA® can advise you on a variety of areas including helping you understand short-term and long-term implications of accepting different settlement offers, outlining present and future tax concerns, and focusing on asset division in order to find as equitable a solution as possible for both parties. Having a CDFA® involved throughout the divorce process is especially important when dealing with complex financial situations such as self-employment or business ownership, valuing and dividing pensions, dividing multiple properties or rental properties, or understanding complex benefits such as stock options or non-qualified deferred compensation.
We integrate the concepts of comprehensive financial planning into the divorce process to analyze your financial picture and help you to make decisions that you feel confident about. Our advisors help you through collecting statements and information about your assets and debts, then we analyze your financial situation to determine what a positive divorce settlement would look like for you.
Our team could work for both you and your spouse as a Financial Neutral to mediate a settlement that is equitable and fair to both parties. This is the best possible scenario for both of you to walk away feeling like you both understand your new financial pictures and have confidence that your settlement was reasonable. This allows for more creativity than you would get in a courtroom and helps to keep more money in your pockets!
However, we understand that not all couples are able to mediate their differences. Therefore, we also offer services as a Financial Advocate to assist one party in understanding financial assets and how they can or cannot be split, analyzing different settlement scenarios and running projections so you understand what accepting a settlement would mean for you long-term.
Your financial future does not have to be a surprise because of your divorce. We can be your trusted partner to help achieve the best possible outcome. Don’t go through this alone!
We help to take some worries off your shoulders and empower you to make confident financial decisions before, during, and after your divorce. If you want a personal financial advocate, or you and your spouse need help with a divorce settlement, contact our office and request a complimentary initial consultation.