Legacy & Family Wealth Transfer Planning

Legacy and family wealth transfer planning is about preserving what you have built and passing as much of it as possible to the people and causes that matter to you.

What you need is a plan that coordinates your investments, your taxes, and your estate documents, so your wealth transfers the way you intend.

What Our Process Covers

Wealth preservation strategy

Tax-efficient wealth transfer

Estate planning coordination

Gifting and charitable giving strategy

Multigenerational family legacy planning

Business succession and family business transition

Insurance and risk management

Ongoing review and implementation

Coordinating With Your Estate Attorney and CPA

We don’t replace your estate attorney or CPA. We work alongside them. Wealth transfer planning touches investments, taxes, and legal documents at the same time, and it works best when those pieces are coordinated instead of handled in isolation.

Investments
Taxes
Legal documents

Key Takeaways

Legacy planning goes beyond a will. It coordinates investment, tax, and estate strategy so wealth transfers efficiently.

Charitable giving and family business succession can both be built into a wealth transfer plan.

A legacy plan should be reviewed regularly, since tax law and family circumstances change over time.

Frequently Asked Questions

How is legacy planning different from estate planning?

Estate planning is primarily legal: wills, trusts, and powers of attorney. Legacy and wealth transfer planning is the financial side. It includes tax-efficient transfer strategy, investment coordination, and gifting strategy that works together with your estate documents.

When should we start gifting assets to the next generation?

It depends on your goals and tax situation, but many families begin structured gifting well before death to reduce estate tax exposure and to see the impact of the gift during their lifetime. We can help evaluate the right timing and structure for your situation.

Can you help plan a family business transition as part of legacy planning?

Yes. Business succession is one of the eight components of our legacy planning process, and it’s often coordinated closely with our Small Business & Exit Planning specialization.

Do you work with our estate attorney and CPA, or do we need to manage that separately?

We coordinate directly with your estate attorney and CPA so your investment, tax, and legal planning stay aligned, rather than leaving you to manage the connections between advisors on your own.

How do charitable giving strategies fit into wealth transfer planning?

Charitable gifting can reduce tax exposure while supporting causes that matter to your family. We help structure giving, whether through direct gifts, donor-advised funds, or other vehicles, as part of the broader legacy plan.

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Planning a family business transition? See Small Business Advice & Exit Planning, or learn about our commitment to philanthropy.

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Please note, the information provided is for informational purposes only and investors should determine for themselves whether a particular service or product is suitable for their investment needs. Please refer to the disclosure and offering documents for further information concerning specific products or services. Investments in securities entail risk and are not suitable for all investors. Past performance is not a guarantee of future returns.

OneSeven does not provide legal, tax, or insurance advice. Any information or commentary provided by OneSeven that touches on legal, tax, or insurance matters is for general informational purposes only.

Clients and prospective clients should consult their own qualified attorney, tax professional, or licensed insurance professional regarding their individual circumstances before making any decisions related to these matters.