Our Specializations

Small Business Advice and Exit Planning

There’s a difference between working in your business and working on your business. As a business owner, you are asked to be an expert in all areas surrounding your business. What you need is a financial specialist. Below is our approach that integrates your business plan into your personal financial plan.

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  Review Business Goals and Objectives
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  Financial Assessment
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  Risk Management
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  Tax Reduction Strategies
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  Compensation and Retirement Plans
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  Estate and Wealth Transfer Strategy
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  Ongoing Implementation

Women’s Financial Strategies

Women face different financial struggles. Several considerations can have a big impact on your financial life – longer lifespans, the persistent gender pay gap, greater time spent out of the workforce and growing wealth. Sometimes the roles at home and work are in flux and these realities become more apparent as time passes.

Here are some actions that can help you take control of your financial future:

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  Understand the impact of the gender pay gap
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  Be mindful of your financial and/or career progress
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  Invest with intention
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  Prepare to potentially live longer

Pension Maximization

Pension benefits guarantee lifetime income after retirement.

The key word is “lifetime”. The benefit payment is based upon your life expectancy. If you die, the benefit stops unless you choose a “survivor benefit plan”.

These payout options provide for a portion of your monthly income to be paid to your spouse, if you die first. There are different payout options from zero to 100%. The more you want to leave behind to your spouse, the bigger the reduction in your benefit during retirement.

Some pensions offer a lump sum dollar amount.

Which benefit should you take?

We solve the math and provide the most efficient options so you can maximize your pension benefit.

Divorce Financial Planning

We are so passionate about helping people who are considering divorce that we created a sister company called Alternative Divorce Solutions that provides support, education, and financial strategy for individuals going through divorce. We bring the methodology of financial planning directly into the divorce process. To learn more, go to AlternativeDivorceSolutions.com.